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​​​​​​​Reduce your mortgage by thousands of dollars

Slash repayment times by half or more

Get out of debt fast

Live your life free of financial worries

Plan for your future


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An easy to use, truly effective, personal money management, wealth creation program designed for you and guaranteed to educate, empower and enrich.

​​​​​​​Money Rules will take you from payday struggle to long term financial security and stability with ease, all designed by an ex-financial planner who understands what you are going through.

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Compare the left-hand column being the conventional method of the mortgage payment. Look at the difference achieved using Money Rules as indicated by the red arrows. The Saving Report shows how much Interest is saved as well as years. 

As with any financial projection, no result can be guaranteed as each person is individual with regards to income and expenses, as well as the personal commitment which will affect the final outcome. Given all considered factors the result will be a reliable indicator of what is possible and more likely achievable in the absence of any other plan.

What would you do with this extra Time and Money? What difference would that make in your life?


Have a look at how much this person is able to save in lost years and wasted interest simply by using Money Rules.

Note that individual circumstances apply and no two outcomes will ever be the same for a number of reasons such as incomes, expenses, debts and loan terms.

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You’ll be pleasantly surprised to see how EASY-TO-USE this program is.


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If you are locked into any sort of debt such as personal loan, car loan, home loan or other loans, then surely you must be frustrated that there is never any money left over for you and your family.

If you are tired of forever working for everyone else and having nothing left in your pocket, and your future prospects of living any sort of decent life seem like a distant wish, then SNAP out of it and PAY ATTENTION!

Feeling sorry for yourself won’t get you anywhere – but you already know that. So let’s get to work on the real issues at hand here. And that’s your MONEY.


Once upon a time I was in your shoes. Unless you were born into wealth, then most people have been in the same situation. So accepting the problem is the first step towards providing the solution. I wasn’t always without debt. In fact, I probably

made more stupid mistakes than you ever will.


  • I had personal loans all over the place
  • I re-mortgaged my home multiple times
  • I had 4 maxed out credit cards
  • I wasted all my great earnings on silly things
  • I earned lots of money and then lost it all
  • I have been poor and wealthy and poor again

But after years of trial and error and a TON of failure, I eventually worked it all out

and with every dollar I earned, I got closer to becoming debt free and creating

sustainable wealth.

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It was ironic that while I was a financial planner, the same question was always being put forward by women.

They would say, “I don’t want financial, retirement, investment or insurance advice. ALL I want to know is how do I manage my daily money?” These women were hurting and having difficulty understanding where the money was going and were desperate for guidance.

I would hear it with such regularity, that it seemed odd, until a few years later.

You see, without knowing it, I had developed a solution. All I had to do was formulate it. I already knew the people who were going use this needed it and wanted it. But it had to meet THREE criteria for them …

1. Is it easy?
2. Can I do it?
3. Will it work for me?

The answer is YES each time!

I had developed a strategy that worked over and over and over – time and again. Once you enter your information into the program, it provides results that are solution based. Now you can get access to this very same system.

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When I couldn’t find any program readily available, it meant that I had to go through the process of having one built. I‘m not a programmer or a techie, but I was able to find people who were, and they took my idea and turned it into a reality.

Not because it was easy – in fact it contains literally thousands of computations and algorithms – but because I was able to explain it simply.

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After many months of building, trialing, and testing 

They created something SPECIAL for YOU​​​​​​​

It has now been delivering these results for people just like you.

Dearest Nobby Kleinman,

I’ve already ( in the last 2 weeks) paid $1000 off our Visa Card debt (permanently), revisited all of our insurances and we will be receiving hundreds in refunds from them with an additional 20% savings on our new policies (YAY!)

We’ve also made further savings on our weekly groceries, phone usage services with extras that don’t cost any more and cut out some non-discretionary items such as alcohol, thus reducing our expenditures by HUNDREDS per month and THOUSANDS per year. All in just 2 weeks !!! Imagine what I can do the next year!

You know… I spent years doing all of this on excel spreadsheets (which I am ok at but NOT GREAT), I over-complicate things and make it impossible for m Hubby to navigate or use. It’s just not user friendly for him, then it becomes too hard for me. what I like about the Money Manager is that as I tweak things I can see in the graphs where I am saving and I get excited because I can see that it’s going to be ok, in fact it’s going to be great, we will be reducing our debts sooner than the contracts which is so exciting, it means we can plan to save, sooner!

So thank you thank you thank you for getting my HEADSPACE in the RIGHT PLACE and giving me the tips, resources and tools to change my poor money mindset to a more positive GET GREEDY mindset. I really hope many others get on to this Program and read your book because I know you and what you have created is going to make a massive difference to families and individuals and the economy around the world! How could it not!

So here’s to You “raises cup of tea” with the greatest respect, admiration and gratitude for helping with the shift, which no one else has been able to do.

- Heather James - Melbourne

Dearest Nobby Kleinman,

Money Rules is an incredible financial tool that has given us a crystal clear reality check of where we are heading financially. We call it our Financial Success Roadmap rather than referring to it as a budget. The program is so much more than just another boring old budget. It provides a wealth of information including graphs, forecasts and an ability to easily identify where things need to change. After losing my job we were feeling overwhelmed dealing with a variety of income streams and expenses relating to a large property portfolio, a small business and just one salary. Money Rules has provided an insight into our situation that we have never had before and set us up for a future where we have been given a new direction, can manage comfortably and feel in control again.

Thank you once again for you generosity and kindness.

- Jo Cenko - Adelaide

Within hours I was online with Money Rules loading my personal expenses and seeing how my situation is. Simple, fast and great way to track where my money is going. Love the drop down box, serves as a great reminder and so many things we spend on that is easily forgotten. Not only should you grab a copy, but get one for someone you love, then all you have to do is implement.

- Silvia Tomarchino - Melbourne

All they (budgets) do is give the bad news you didn’t really want to know. I’ve had lots of them…  Having seen your ‘brilliant’ program, people need to know what is ‘possible’ not what isn’t possible. They need to be reminded of their dream, and be able to have small rewards along the way. Otherwise it’s just too hard and not worth doing. Well done …

- Alison Trebilco - Melbourne

  • Imagine having CONTROL over your finances and being in charge of your life and money rather than others taking it from you

  • Imagine the FREEDOM of CHOICE to be able to SLEEP IN and then decide what to do later on in the DAY or NIGHT

  • Imagine WHERE, WHEN and HOW often you would take HOLIDAYS

  • Imagine if your life was no longer dictated by the shortage of funds in your pocket, but by the WEALTH in YOUR ACCOUNT

           and the PEACE in YOUR HEART.

If money was not an issue,

WHAT would you be doing right now?


It was developed to work for EVERYONE irrespective of


income, occupation or country


Money Rules is the REVOLUTION


It IS the ANSWER to one common question

  • Now you can do it from the privacy of your own home.

  • There is no need to explain it to anyone.

  • You set your goals based on your own timeline. 

  • You will be challenged to ACHIEVE better results.

The world is full of programs, DVD's, books, education, training, brochures, and scammers. If they worked, then there would be no need to reinvent the wheel on how to manage your money.



  • SAVE YOU Thousands of Dollars of WASTED INTEREST

  • SAVE YOU Years of lost time

  • CREATE YOUR WEALTH just on your current income

  • GIVE YOU peace of mind and CONTROL of YOUR LIFE



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No Technical Skills Or Knowledge

Not only is Money Rules easy to use, but it comes with text and video tutorials and Help Desk.

    Results Are Extremely Fast & Accurate

You can have Money Rules up and work within hours depending on the amount of information.

Simple & Easy To Use

Entering information couldn’t be simpler. Consistency and ease of use are key in Money Rules.

Works Anywhere In The World

As long as you have an internet connection, you can access Money Rules from anywhere 24/7.

Once Only Investment


Once you have paid for Money Rules there are no further charges for the program.

Requires Minimum Time To Manage

Money Rules requires updating only when circumstances change on income or expenses.

Your data is SAFE & SECURE and NOT shared or sold to BANKS

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There is nothing else available that compares to Money Rules.

It was designed and developed by a qualified person who could see the desperate need people had which was not and still isn’t being fulfilled by conventional methods. You simply are not being shown this because it means less profits to lenders.

What Money Rules do is not practiced or provided through accountants, financial planners, banks or lending institutions. All of them supposed money managers or advisers!

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Have you ever considered asking the question –



For most of these businesses, this is not a profitable role, so you can’t blame them. Yet they all revolve around clients and their money and budgets.

  • Money Rules is SIMPLE and EFFECTIVE from the time you select your STRATEGY

  • Money Rules GUIDES YOU through the MONEY MAZE from beginning to end

  • Money Rules allows you to PREDICT and CONTROL YOUR FINANCIAL DESTINY

This is what women had to say about Money Rules

Reduce your debt as well as your stress while not having to change your lifestyle!

Reach your personal and financial goals sooner. This is the stuff banks don’t tell you!

Chris Georgopoulos – Melbourne

Detail and clarity of one’s financial status when implementing program. How easy it is to use

Stella Papas – Melbourne

The ease of implementation. Pay debts out quicker. The whole thing was interesting

Helen Rosenberg – Melbourne

Savings – spur me on to make changes. Ease (of use)

Kylie Farrugia – Melbourne

You will be able to easily manage your finances and save time and money

Linda McDonald – Melbourne

Great system. Pay debt off first and keep track of your life. Share it with your partner so you can work as a team.

Graphs were awesome! Easy to operate.

Dee Tran – Melbourne

Financial stability and taking control of your future and cutting down the expenses.

The future of my finance

Kim Wood – Melbourne

Recommend for fast debt reduction and saving of significant amount of interest – leaving money free for saving (to spend

Elizabeth Sayers – Geelong

I know the power of positive outcomes because I have been there.

When it comes to MONEY MANAGEMENT and FINANCIAL PLANNING there is NO BETTER option

"The secret of money is not how much you make, but how much you keep!"- Nobby Kleinman

Then to have MONEY RULES as your personal adviser on call 24 hours every day.

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You can go ahead in complete confidence.

BUY MONEY RULES and put it to the test for the next 30 days.

The worst that can happen is that you spent some time getting to know your finances.

You get to see how much wasted interest you will pay.

You will get to see how many wasted years you will continue paying off your debts.

The best that can happen is that you get to know what your financial future looks like.

You’ll see how quickly you can eliminate your debt, how much wasted interest you can save, and the lost years you will get back.

You will also get a glimpse into your future wealth, something no-one can  predict without using Money Rules.

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   How Does Money Rules Work?

Money Rules is not a budgeting program but operates on money in, money out and the amount of debt. The program calculates various factors such as interest rates on debts and based on a strategy selected by the user, will then provide the optimum strategy in order to pay out debts to minimise interest and/or time for payouts.

  Do I need to provide bank details?

The simple answer is NO. Money Rules has no need for any such personal details, and nothing is shared with any other organization. Personal details do not identify any individual person. Information is collected in order to allow resources to be allocated for further product enhancements and customer participation.

  Are there any monthly fees?

Money Rules is normally a once only investment unless purchased on a subscription basis. The only extra cost which may be payable is to any authorized or certified person who may act as an accountability coach or partner. Upgrades to this program will be at no cost but do not include other Money Rules programs.

   What is Money Rules?

Money Rules is web-based program which calculates the most cost efficient method of paying out debts using current income and then to calculate future wealth. As with all calculations, end results will vary for every person and results are dependent on human actions and involvement. All calculations are factually based upon information provided at the time of input.



Do you offer training?

Money Rules is a straight-forward program which provides calculations and guidance in respect of the order in which to pay down debt each month until such time as all debts are cleared. However, it is advisable to have an accountability partner to remain on track. You can arrange for private tuition with a certified coach or accountability partner.

Do I need to install anything?

Nothing at all. You will be provided with a password and username which you can change. The program is stored and managed in a secure and isolated cloud environment and as such, accessible from anywhere with an internet connection. You can use Windows or Mac to operate Money Rules.


Reduce your mortgage by thousands of dollars

Slash repayment times by half or more

Live your life free of financial worries

Get out of debt fast

Full Payment


One Time Only

Life Time Access

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